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$38,900

1052 Rat Bay Rd 109-7 Rd

Lake of Bays, ON P1H 2J6

1052 Rat Bay Rd 109-7 Rd, Lake of Bays — Listed at $38,900. 2 bedroom, 2 bathroom Bungalow Other. MLS® X12017497.

Move-in

Flexible

2Beds
2Baths
900-999sqft
Other
Bungalow
5Parking

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Description

Blue Water Acres FRACTIONAL ownership means that you own 1/10th of the cottage and a share in the entire resort. The resort has about 50 acres and 300 ft of south-facing shoreline frontage on Lake of Bays, the second largest lake in Muskoka. This is not a time share although some think it is similar. You would have use of the cottage for 5 weeks of the year. Algonquin cottage 109 has enough parking for 5 cars. There is one core (fixed) week in summer (in this case it's Week 7) plus 4 more weeks that change each year. For this interval the weeks for 2026 start on: Feb 6, May 15, August 7 (core week), October 2, November 27, 2026. The core (fixed) week for this unit starts on Friday, August 7 /25. Turnover day is Friday for this cottage. The Algonquin cottage has 2 bedrooms, 2 bathrooms, is about 922 square feet, and has a main floor laundry. The resort itself offers walking trails, a beautiful sandy beach, indoor swimming pool, sauna, recreation room, fitness room, and activity centre. Great swimming, ideal for families of all ages, level to gently sloping land makes it easy to access the waterfront. There is NO HST on resales. All cottages are smoke/vape-free and pet-free. Interior photos for this listing are of a similar cottage, all furnishings are identical. The ANNUAL maintenance fee for EACH OWNER of this unit in 2026 is $5,127 + HST ($427.25/month) and it's paid in the autumn of each year for the following year for EACH owner. This is an affordable way to enjoy cottaging in Muskoka on one of our nicest lakes.

Property Details

Property TypeOther
StyleBungalow
CommunityFranklin
Approximate Age16-30
Rooms7
Kitchens1
Washrooms2
Square Feet900-999 sqft
Dir/Cross StSouth Portage Rd and Rat Bay Rd
ViewLake, Trees/Woods
ExposureSouth
Garage TypeNone
DrivePrivate
Parking Drive Spaces5
Total Parking Spaces5
ExteriorWood
RoofAsphalt Shingle
FoundationBlock
Heating TypeBaseboard
Heating SourceElectric
Maintenance Fee$427.25/Monthly
HSTNot Subject to HST
LockerNone
SecuritySmoke Detector, Carbon Monoxide Detectors
Listed Date3/13/2025
Days on Market580 days
Possessionflexible
Same-day showings available
5.0Rated 5 stars on Google ReviewsWhatsApp Us About This Listing

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Estimate

Listing Courtesy of: Chestnut Park Real Estate

MLS® #X12017497

TRREBMLS®

The listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The listing data is deemed reliable but is not guaranteed accurate by TRREB. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

© 2026 Toronto Regional Real Estate Board. All rights reserved.

HouseIndex Take: 1052 Rat Bay Rd 109-7 Road

This other (Bungalow) is located in the Franklin neighbourhood of Lake of Bays.

The home offers 2 bedrooms, 2 bathrooms.

Features include 5 parking spaces.

Listed at $38,900 CAD. This listing has been on the market for 455 days.

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