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$40,000

1052 Rat Bay Rd 109-1 Rd

Lake of Bays, ON P1H 2J6

1052 Rat Bay Rd 109-1 Rd, Lake of Bays — Listed at $40,000. 2 bedroom, 2 bathroom Bungalow Other. MLS® X12092857.

Move-in

Flexible

2Beds
2Baths
900-999sqft
Other
Bungalow
5Parking

What's this home worth?

Get a free estimate for 1052 Rat Bay Rd 109-1 Rd

Description

Blue Water Acres fractional ownership resort has almost 50 acres of Muskoka paradise and 300 feet of south facing frontage on Lake of Bays. This is NOT a timeshare but some think it is similar. You would own a 1/10thshare of the cottage that you buy and that gives you 5 weeks of use/year. Algonquin cottage 109 has enough parking for up to 5 cars. Ownership also includes a share in the entire complex. This gives you the right to use the cottage Interval that you buy for five weeks per year: one core summer week plus 4 more floating weeks in the other seasons. 109 Algonquin is a 2 bedroom, 2 bathroom cottage. The Muskoka Room is fully insulated for year-round comfort. Facilities include an indoor swimming pool, whirlpool, sauna, games room, fitness room, activity centre, gorgeous sandy beach with shallow water ideal for kids, great swimming, kayaks, canoes, paddleboats, skating rink, tennis court, playground, and walking trails. You can moor your boat for your weeks during boating season. Check-in is on Fridays at 4 p.m. ANNUAL 2026 maintenance fee for 109 Algonquin cottage PER OWNER is $5127 + HST. Core week 1 for this cottage in 2026 starts on Friday, June 26 and the other 4 weeks for 2026 start on March 6, June 12, June 26 (core), October 30 and Decemer 25, 2026. Ask for the schedule for the coming years, the floating weeks change each year. There is a main floor laundry in the Algonquin cottage. There is NO HST on resales. All cottages are PET-FREE and Smoke-free. Ask Listing Agent for details about fractional ownerships and what the annual maintenance fee covers. Interior photos are of a similar unit but not the exact unit. All furnishings are identical.

Property Details

Property TypeOther
StyleBungalow
CommunityFranklin
Approximate Age16-30
Rooms7
Kitchens1
Washrooms2
Square Feet900-999 sqft
Dir/Cross StSouth Portage Rd and Rat Bay Rd
ViewLake, Trees/Woods
ExposureSouth
Garage TypeNone
DrivePrivate
Parking Drive Spaces5
Total Parking Spaces5
ExteriorWood
RoofAsphalt Shingle
FoundationBlock
Fireplace FeaturesPropane
Heating TypeBaseboard
Heating SourceElectric
Maintenance Fee$427.25/Monthly
HSTNot Subject to HST
LockerNone
SecuritySmoke Detector, Carbon Monoxide Detectors
Listed Date4/20/2025
Days on Market542 days
PossessionFlexible
Same-day showings available
5.0Rated 5 stars on Google ReviewsWhatsApp Us About This Listing

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Home Value
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Listing Courtesy of: Chestnut Park Real Estate

MLS® #X12092857

TRREBMLS®

The listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The listing data is deemed reliable but is not guaranteed accurate by TRREB. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

© 2026 Toronto Regional Real Estate Board. All rights reserved.

HouseIndex Take: 1052 Rat Bay Rd 109-1 Road

This other (Bungalow) is located in the Franklin neighbourhood of Lake of Bays.

The home offers 2 bedrooms, 2 bathrooms.

Features include 5 parking spaces, a fireplace.

Listed at $40,000 CAD.

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