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Free Affordability Calculator

What Can You Actually Afford in the Greater Toronto Area?

See real monthly payments, compare neighbourhoods, and find homes that fit your budget — based on today's GTA market.

100% Free
Real-Time Data
Live MLS® Listings

How Our Affordability Calculator Works

1

Enter Your Details

Input your household income and down payment. No login required.

2

Get Your Budget

See your maximum purchase price and comfortable monthly payment.

3

Browse Real Listings

Instantly see homes in your price range from the MLS®.

First-Time Home Buyer?

Get our free GTA First-Time Home Buyer Guide. Learn about incentives, rebates, and how to maximize your buying power in Ontario.

  • ✓First-Time Home Buyer Incentive (FTHBI)
  • ✓Land Transfer Tax rebates
  • ✓Home Buyers' Plan (RRSP withdrawal)