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Store W Apt/Office for sale at 194-196 St. Paul Street, St. Catharines, 2 bathroom - Photo 1 of 26
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$999,900

194-196 St. Paul St

St. Catharines, ON L2R 3M2

194-196 St. Paul St, St. Catharines — Listed at $999,900, 2 bathroom Store W Apt/Office. MLS® X13116806.

Possession · seller's timeline

Flexible

2Baths
1,600Sq Ft
Store W Apt/Office
$13,039.13Taxes/yr · 2025

Description

Here is a rare opportunity to own a truly distinctive, well maintained commercial building in the heart of downtown St. Catharines, where location truly matters. This solid two storey, turn of the century former bank offers outstanding street presence and endless commercial possibilities. The main floor features soaring ceilings, an open concept layout, abundant natural light, gas fireplace, bar and island area, ample cabinetry, appliances included, a 2 piece bathroom, and iconic architectural elements including the original bank vault. The building was most recently operated as a food and beverage concept and would be ideal for a wide range of retail, hospitality, office, or service based uses. The second floor offers additional flexible space suitable for office, meeting, or creative use, with two half baths, shower, kitchenette, storage areas, and private rooms. A full basement provides even more functional storage space. One parking space is available at the rear of the building. Steps to the Meridian Centre, Performing Arts Centre, restaurants, and public transit, this is a unique asset in one of Niagara's most walkable downtown cores. Property is also available for lease.

Property Details

Property TypeStore W Apt/Office
Community451 - Downtown
Washrooms2
Lot Dimensions37.01 × 85.49 ft
Dir/Cross StJames Street
Garage TypeNone
Heating TypeGas Forced Air Open
A/CYes
Taxes (2025)$13,039.13
HSTIncluded In
SecurityNo
UFFINo
Listed Date5/12/2026
Days on Market155 days
PossessionFlexible

Business Details

Property Sub-TypeStore W Apt/Office
Property UseStore With Apt/Office
Occupant TypeVacant
Showing RequirementsLockbox, Showing System
Possession TypeFlexible
Listing Expires12/10/2026

Commercial Space & Financials

Retail Area1,600 Sq Ft
Same-day showings available
5.0Rated 5 stars on Google ReviewsWhatsApp Us About This Listing

Property Insights

Listing Courtesy of: ROCK STAR REAL ESTATE INC.

MLS® #X13116806

TRREBMLS®

The listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The listing data is deemed reliable but is not guaranteed accurate by TRREB. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

© 2026 Toronto Regional Real Estate Board. All rights reserved.

HouseIndex Take: 194-196 St. Paul Street

This store w apt/office is located in the 451 - Downtown neighbourhood of St. Catharines.

The home offers 2 bathrooms.

Additional details: lot dimensions of 37.01 × 85.49 feet.

Listed at $999,900 CAD with annual property taxes of $13,039.13 (2025).