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$49,900

Unit 108-5 - 1052 RAT BAY Rd

Lake of Bays, ON P1H 2J6

Unit 108-5 - 1052 RAT BAY Rd, Lake of Bays — Listed at $49,900. 2 bedroom, 2 bathroom Bungalow Other. MLS® X13724818.

Move-in

Flexible

2Beds
2Baths
900-999sqft
Other
Bungalow
4Parking

What's this home worth?

Get a free estimate for 1052 RAT BAY Rd

Description

Client RemarksBlue Water Acres FRACTIONAL ownership means that you share the cottage with 9 other owners. You will own a 1/10th share of the cottage (your "Interval" week) and a smaller share in the entire resort. It's NOT A TIMESHARE although some think it is similar. This cottage is known as 108 Algonquin and it's one of three cottages OFFERING THE BEST BEACH/LAKE VIEW at Blue Water Acres; it has private and guest parking, hi-speed internet, good cell service, 2 spacious bedrooms, washer & dryer, cozy propane fireplace in living area, large dining area with full equipped kitchen and large screened in Muskoka Room. You will have exclusive use of your cottage for 5 weeks of the year. Check-in day for 108 Algonquin is Saturday and the Core Week (Week 5) in 2026 started on July 25. The four other floating weeks rotate each year so it's fair to all the owners. Remaining week for 2026 starts September 19. Weeks in 2027 start on January 30, May 8, July 24, Sept 25 & Nov 20. Included: beach chairs, kayaks, paddle boats, a 300' sand beach, tennis and badminton courts, playground, indoor swimming pool with change room & sauna, hot tub, gathering room with grand piano, games room with pool tables, fitness room, tubing hill, skating, walking & snowshoe trails and more. You can moor your own boat at Blue Water Acres for your weeks during boating season. All cottages are pet-free & smoke-free. This is an affordable way to enjoy cottage life without the cost or work of full cottage ownership. Annual Maintenance fees INCLUDE EVERYTHING and are paid in November for the following year. The ANNUAL maintenance fee for EACH OWNER in 108 Algonquin cottage in 2026 is $5,127 +HST. NO HST on the purchase price. It's a unique way to own a share of Muskoka on Muskoka's second largest lake. Your weeks can also be traded for weeks at other luxury resorts around the world through Interval International. Or you can rent your weeks out either through Blue Water Acres or on your own.

Property Details

Property TypeOther
StyleBungalow
CommunityFranklin
Approximate Age16-30
Rooms9
Kitchens1
Washrooms2
Square Feet900-999 sqft
Lot Size49.50 acres (2,156,220 sq ft)
Lot Size Area49.5 sqft
Dir/Cross StFrom Huntsville east on Hwy 60 to South Portage Rd, to Rat Bay Road to Blue Water Acres
ViewBeach, Panoramic, Bay, Lake, Trees/Woods
ExposureSouth
Garage TypeNone
DriveReserved/Assigned
Parking Drive Spaces4
Total Parking Spaces4
ExteriorWood
RoofShingles
FoundationBlock
BasementNone
Fireplace FeaturesPropane
Heating TypeBaseboard
Heating SourcePropane
A/CWall Unit(s)
Maintenance Fee$427.25/Monthly
HSTNot Subject to HST
LockerNone
Listed Date8/29/2026
Days on Market46 days
Same-day showings available
5.0Rated 5 stars on Google ReviewsWhatsApp Us About This Listing

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Home Value
Estimate

Listing Courtesy of: Chestnut Park Real Estate

MLS® #X13724818

TRREBMLS®

The listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The listing data is deemed reliable but is not guaranteed accurate by TRREB. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

© 2026 Toronto Regional Real Estate Board. All rights reserved.

HouseIndex Take: Unit 108-5 - 1052 RAT BAY Road

This other (Bungalow) is located in the Franklin neighbourhood of Lake of Bays.

The home offers 2 bedrooms, 2 bathrooms.

Features include 4 parking spaces, a fireplace.

Listed at $49,900 CAD.

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