98 W Ham Lake Rd

Four-Season Waterfront Cottage with Proven Rental Income This charming 3-bedroom, 1-bathroom waterfront cottage on Ham Lake offers the perfect blend of comfort, community, and income potential. Set on a 12-acre lot with year-round road access,this fully winterized, four-season home or cottage delivers the ideal balance of relaxation and convenience. Inside, you'll find tongue-and-groove pine accents, a bright open-concept living area, and a well-equipped kitchen with included appliances. Large windows fill the space with natural light and showcase tranquil lake views, while the warm, rustic interior makes it perfect for family getaways or weekend escapes. Step outside to enjoy a private aluminum dock, fire pit, and gazebo overlooking the clear, spring-fed waters of Ham Lake, or unwind on the elevated deck with Muskoka chairs. The property includes parking for up to six vehicles and strong cell service, offering both comfort and practicality. Outdoor enthusiasts will appreciate the excellent fishing, ice fishing and skating in winter, and snowmobile trails within 3 km, with over 400,000 acres of Crown land next door and Georgian Bay less than 10 minutes away. Conveniently located off Hartley Bay Road, near Highway 69 and the French River Trading Post, it's within easy reach of Killarney Provincial Park and Sudbury. With a proven rental history and fully booked summer season, this self-sufficient, turnkey property is ready to continue generating income or serve as your own four-season getaway. A rare opportunity to own a waterfront home that combines lifestyle, comfort, and investment value in the heart of Northern Ontario.