13086 Winston Churchill Blvd

Wake up to the peaceful sound of the Credit River at this inviting bungaloft, set on a gorgeous 0.72-acre property in Terra Cotta. Backing directly onto the river and surrounded by mature greenery, this is a setting that invites you to slow down and enjoy every season outdoors. Sip your morning coffee by the water, entertain on the two-tiered deck or explore nearby trails and conservation areas. Terra Cotta is loved for its quiet village character, beautiful countryside and year-round recreation-an ideal match for nature lovers and active lifestyles. Lovingly cared for and upgraded over the years, the home offers a flexible layout that can evolve with your needs. Off the foyer, the living room and sunroom capture extraordinary views across the property. Complete with a 4-pc bath and direct deck access, this versatile space could function as additional living quarters, a private area for extended family or a peaceful everyday retreat. Above, a bright loft with skylights and windows extending across the wall provides inspiring green-space views. Use it as a home office, reading nook, creative studio or optional bedroom. The renovated kitchen combines quartz counters, solid-wood soft-close cabinetry, a waterfall island, stainless-steel appliances and deck access-bringing the natural setting into daily life. The adjoining family room is warm and comfortable, while two updated bedrooms and renovated main-level bathroom provide an easy, functional layout. The finished basement adds a spacious bedroom, bathroom and extensive built-in storage, providing flexibility for guests, hobbies or multigenerational living. Major improvements include updated siding and insulation, a whole-home Generac generator, Carrier heat pump, refurbished septic, updated windows and roof, garage door and epoxy flooring, plus a water softener, reverse-osmosis drinking water and UV treatment. A riverfront setting offering privacy, versatility and the beauty of Terra Cotta right outside your door.